There’s a saying “your life is a startup”, or something like that. There’s even a book. But life is not a startup. Startups can and should fail fast. Your life can fail too, but it certainly shouldn’t.
Your life is a hedge fund, and you are the manager. The sole purpose of a hedge fund is growing its assets; your fund’s purpose is exactly the same. And I don’t mean wealth. No hedge fund manager keeps his portfolio in cash, simply because money is not a good investment. The return is too low compared to other asset classes.
Hedge fund manager maximizes returns while keeping risks tolerable. The more risk, the higher returns, but too much risk or wrong kind of risk leads to a blow up.
You should do that too. Define “returns”. Your assets are in your head, not in your bank. Understand risks, and stay invested. Diversify, balance and rebalance your portfolio. Then, your hedge fund will beat the market, and maybe even make history.